Climate & Environmental Loan
An unsecured loan for green-transition investments. Typical amount: €150k–2M per project (unsecured (60% EIF-backed)).
Facts last verified 23.7.2026
An unsecured loan for green-transition investments. It can be combined with energy aid and development grants.
Key facts
- Provider: Finnvera
- Type: Loan
- Typical amount: €150k–2M per project
- Rate / terms: unsecured (60% EIF-backed)
- Legal basis: De minimis
- Who it is for: Micro to midcap companies · energy, investment
How to apply
Finnvera financing usually travels together with your bank. For guarantees, start at the bank: it assesses the loan first, and the Finnvera guarantee covers part of its risk. It pays to ask your bank explicitly whether a Finnvera guarantee would change its answer.
Apply through Finnvera's online service with up-to-date financial statements and a realistic cash-flow projection. Finnvera assesses repayment ability — the plan matters more than collateral, but a credible repayment story is non-negotiable.
Check the current terms and fees on Finnvera's official pages before applying.
Frequently asked questions
How much funding does Climate & Environmental Loan provide?
Typical amount: €150k–2M per project. Support level / terms: unsecured (60% EIF-backed).
Who can apply for Climate & Environmental Loan?
Provider: Finnvera. Company size: micro, small, medium, midcap. Typical use: energy, investment.
On what legal basis is Climate & Environmental Loan granted?
De minimis. De minimis aid counts toward your company's cumulative de minimis ceiling over a rolling three-year period, so track your total before applying.
Indicative screening information, not advice. Amounts and rules change, so confirm the current terms and eligibility with the provider before you rely on them.
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