Funding options
Funding for Finnish companies, in one place
Every public and private funding route we track, from Business Finland and Finnvera to bank finance and venture capital. Filter by provider or type, then check what you actually qualify for.
All providers
Business Finland
EU
Finnvera
Other
Private & market
Regional & rural
Tax
Any type
Advisory
Credit line
Equity
Grant
Guarantee
Loan
Tax incentive
Often the first external equity, with hands-on help from experienced entrepreneurs.
A cash rebate on Finnish production spend for film, TV and animation.
The standard route for financing investments once repayment capacity is clear.
The standard regional grant for SME development projects, now handled by the Elinvoimakeskus (formerly the ELY centre).
An investment grant whose rate depends on location.
A subordinated capital loan under the Finnish Companies Act that strengthens the balance sheet: it counts as equity in the equity-ratio assessment, which…
An unsecured loan for green-transition investments.
75% aid for a shared development project run by 3 to 10 companies, often used to split the cost of entering a new market.
A loan that converts into shares at your next financing round, usually at a discount.
Debt sold to investors instead of borrowed from a bank.
For research-based deep-tech startups under five years old, founded to commercialise recent scientific research.
An unsecured development loan for cases the bank has turned down.
EU-supported loan programmes delivered through Finnish banks.
The EU's deep-tech scale-up instrument, combining a grant with an equity option.
The continuously open grant for energy-efficiency work, new-technology renewable investments and energy audits.
A personal loan to a founder for buying or subscribing shares, often used in ownership changes.
Raises growth capital from the public while building a customer and fan base.
Free digitalisation support from Finland's EDIH hubs: FAIR (AI), Robocoast (Industry 4.0) and the Location Innovation Hub (geospatial).
An EU R&D grant for SME-led international consortia.
Finnvera's export trade-finance guarantees, covering buyer credits, bonds and export receivables.
Turns B2B receivables into immediate cash and grows with your sales.
Finnvera's general guarantee for financing larger than the Start or SME guarantees cover.
Trade-fair support for food and beverage companies.
Export market-research funding for food and drink companies.
Subordinated (mezzanine) finance for larger growth, internationalisation or ownership projects, sitting between bank debt and equity.
A City of Helsinki hiring subsidy that can be added on top of the national pay subsidy.
EU funding for large industrial decarbonisation projects.
Closed on 17 October 2024 and not reinstated.
Finance for establishing or expanding operations abroad, such as a subsidiary or joint venture.
EU funding for diversification and green-transition projects in Finland's peat-transition regions.
The 2026 round of investment aid for large energy demonstration projects.
Finances machinery, vehicles and equipment against the asset itself, preserving cash and credit lines for everything else.
For cleantech and circular-economy companies taking a proven solution to its first large-scale deployment.
Faster and lighter than bank credit, without collateral, at a clearly higher price.
Closed in October 2025, apart from the food-sector variants.
A direct growth loan introduced in 2026 for micro-enterprises that cannot obtain bank financing.
A one-off national call for major SME investments, part of the government's growth package.
A flexible buffer for seasonal working-capital swings.
Covers 50–70% of wage costs when hiring an unemployed jobseeker, applied for through your municipal employment area.
Non-bank loans from credit funds for larger needs such as acquisitions, growth and refinancing.
For profitable companies in ownership changes, succession or industry consolidation.
An extra tax deduction on R&D wages and bought-in R&D services.
The main national R&D grant.
A development loan on softer terms than a bank offers, and it can be partly written off if the project fails.
Covers half the cost of expert services for rural companies.
An investment grant for rural companies, running 30–40% for micro firms and up to 50% for biogas plants.
Fixed lump-sum startup grants for rural founders, paid through the Hyrrä system without cost receipts.
A convertible without the debt: the investor pays now and receives shares at the next priced round, with no interest and no maturity date.
Sell equipment or premises you own to a financier and lease them back.
A collateral-free guarantee on bank loans for established, financially sound SMEs, covering working capital and investments.
Business Finland's entry-level R&D grant for small companies with an innovation aimed at international markets.
Finnvera guarantees up to 80% of a bank loan for a company under three years old, which is how most young firms secure their first bank…
Abolished 1 Jan 2024.
Tempo
Business Finland Grant
Closed on 3 October 2025.
The state's minority equity co-investor for scaling companies, always investing on market terms alongside private investors.
An often-forgotten source: borrow back part of the pension contributions your company has paid over the years.
Equity for high-growth companies targeting international markets.
Extends runway between equity rounds without immediate dilution.
Closed since 10 October 2025 until further notice, and likely to stay closed through 2026 after budget cuts.
No funding options match that filter.
Cookies
We use analytics cookies to understand how this site is used. They load only if you accept. See our Privacy Policy .
Decline
Accept
