An unsecured loan for green-transition investments. It can be combined with energy aid and development grants.
An unsecured development loan for cases the bank has turned down. Since mid-2026 it also covers dual-use technology.
A direct growth loan introduced in 2026 for micro-enterprises that cannot obtain bank financing.
Subordinated (mezzanine) finance for larger growth, internationalisation or ownership projects, sitting between bank debt and equity.
A personal loan to a founder for buying or subscribing shares, often used in ownership changes.
Finance for establishing or expanding operations abroad, such as a subsidiary or joint venture.
The standard route for financing investments once repayment capacity is clear. Pairs naturally with Finnvera guarantees when collateral is thin.
Extends runway between equity rounds without immediate dilution. Realistic mainly for companies that already have institutional investors.
Faster and lighter than bank credit, without collateral, at a clearly higher price.
A subordinated capital loan under the Finnish Companies Act that strengthens the balance sheet: it counts as equity in the equity-ratio assessment, which unlocks bank lending and public funding that require a healthy own share.
