Growth Loan
Subordinated (mezzanine) finance for larger growth, internationalisation or ownership projects, sitting between bank debt and equity. Typical amount: from €500k (projects > €1.5M) (junior / mezzanine).
Facts last verified 23.7.2026
Subordinated (mezzanine) finance for larger growth, internationalisation or ownership projects, sitting between bank debt and equity.
Key facts
- Provider: Finnvera
- Type: Loan
- Typical amount: from €500k (projects > €1.5M)
- Rate / terms: junior / mezzanine
- Legal basis: Case-by-case
- Who it is for: Small to midcap companies · investment, international growth, R&D
How to apply
Finnvera financing usually travels together with your bank. For guarantees, start at the bank: it assesses the loan first, and the Finnvera guarantee covers part of its risk. It pays to ask your bank explicitly whether a Finnvera guarantee would change its answer.
Apply through Finnvera's online service with up-to-date financial statements and a realistic cash-flow projection. Finnvera assesses repayment ability — the plan matters more than collateral, but a credible repayment story is non-negotiable.
Check the current terms and fees on Finnvera's official pages before applying.
Frequently asked questions
How much funding does Growth Loan provide?
Typical amount: from €500k (projects > €1.5M). Support level / terms: junior / mezzanine.
Who can apply for Growth Loan?
Provider: Finnvera. Company size: small, medium, midcap. Typical use: investment, international growth, R&D.
On what legal basis is Growth Loan granted?
Case-by-case.
Indicative screening information, not advice. Amounts and rules change, so confirm the current terms and eligibility with the provider before you rely on them.
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