Funding options

Growth Loan

Finnvera Loan
In short

Subordinated (mezzanine) finance for larger growth, internationalisation or ownership projects, sitting between bank debt and equity. Typical amount: from €500k (projects > €1.5M) (junior / mezzanine).

Facts last verified 23.7.2026

Subordinated (mezzanine) finance for larger growth, internationalisation or ownership projects, sitting between bank debt and equity.

Key facts

How to apply

Finnvera financing usually travels together with your bank. For guarantees, start at the bank: it assesses the loan first, and the Finnvera guarantee covers part of its risk. It pays to ask your bank explicitly whether a Finnvera guarantee would change its answer.

Apply through Finnvera's online service with up-to-date financial statements and a realistic cash-flow projection. Finnvera assesses repayment ability — the plan matters more than collateral, but a credible repayment story is non-negotiable.

Check the current terms and fees on Finnvera's official pages before applying.

Frequently asked questions

How much funding does Growth Loan provide?

Typical amount: from €500k (projects > €1.5M). Support level / terms: junior / mezzanine.

Who can apply for Growth Loan?

Provider: Finnvera. Company size: small, medium, midcap. Typical use: investment, international growth, R&D.

On what legal basis is Growth Loan granted?

Case-by-case.

Official page ↗ Check if you qualify

Indicative screening information, not advice. Amounts and rules change, so confirm the current terms and eligibility with the provider before you rely on them.

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