Entrepreneur Loan
A personal loan to a founder for buying or subscribing shares, often used in ownership changes. Typical amount: from €20k (personal loan) (6-mo Euribor +3.75%).
Facts last verified 23.7.2026
A personal loan to a founder for buying or subscribing shares, often used in ownership changes.
Key facts
- Provider: Finnvera
- Type: Loan
- Typical amount: from €20k (personal loan)
- Rate / terms: 6-mo Euribor +3.75%
- Legal basis: De minimis (hist.)
- Who it is for: Micro to medium companies · starting up
How to apply
Finnvera financing usually travels together with your bank. For guarantees, start at the bank: it assesses the loan first, and the Finnvera guarantee covers part of its risk. It pays to ask your bank explicitly whether a Finnvera guarantee would change its answer.
Apply through Finnvera's online service with up-to-date financial statements and a realistic cash-flow projection. Finnvera assesses repayment ability — the plan matters more than collateral, but a credible repayment story is non-negotiable.
Check the current terms and fees on Finnvera's official pages before applying.
Frequently asked questions
How much funding does Entrepreneur Loan provide?
Typical amount: from €20k (personal loan). Support level / terms: 6-mo Euribor +3.75%.
Who can apply for Entrepreneur Loan?
Provider: Finnvera. Company size: micro, small, medium. Typical use: starting up.
On what legal basis is Entrepreneur Loan granted?
De minimis (hist.). De minimis aid counts toward your company's cumulative de minimis ceiling over a rolling three-year period, so track your total before applying.
Indicative screening information, not advice. Amounts and rules change, so confirm the current terms and eligibility with the provider before you rely on them.
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