Funding options

Finnvera Guarantee

Finnvera Guarantee
In short

Finnvera's general guarantee for financing larger than the Start or SME guarantees cover. Typical amount: from €10k, no fixed max (typically 50–80% cover).

Facts last verified 23.7.2026

Finnvera's general guarantee for financing larger than the Start or SME guarantees cover.

Key facts

How to apply

Finnvera financing usually travels together with your bank. For guarantees, start at the bank: it assesses the loan first, and the Finnvera guarantee covers part of its risk. It pays to ask your bank explicitly whether a Finnvera guarantee would change its answer.

Apply through Finnvera's online service with up-to-date financial statements and a realistic cash-flow projection. Finnvera assesses repayment ability — the plan matters more than collateral, but a credible repayment story is non-negotiable.

Check the current terms and fees on Finnvera's official pages before applying.

Frequently asked questions

How much funding does Finnvera Guarantee provide?

Typical amount: from €10k, no fixed max. Support level / terms: typically 50–80% cover.

Who can apply for Finnvera Guarantee?

Provider: Finnvera. Company size: micro, small, medium, midcap, large. Typical use: investment, working capital, energy.

On what legal basis is Finnvera Guarantee granted?

Case-by-case.

Official page ↗ Check if you qualify

Indicative screening information, not advice. Amounts and rules change, so confirm the current terms and eligibility with the provider before you rely on them.

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