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Tesi growth equity

The state's minority equity co-investor for scaling companies, always investing on market terms alongside private investors. Focus areas: deep tech, clean economy, health and defence tech.

Key facts

  • Provider: Tesi Group
  • Type: Equity
  • Typical amount: venture €2–10M · growth €10–50M · industrial €50–200M
  • Rate / terms: market terms, minority only
  • Legal basis: Not state aid
  • Who it is for: Small to large companies · R&D, investment, international growth

Venture capital

Equity for high-growth companies targeting international markets. Finnish and Nordic funds are listed by the Finnish Venture Capital Association.

Key facts

  • Provider: Venture capital funds
  • Type: Equity
  • Typical amount: rounds typically €0.5–10M
  • Rate / terms: equity, typically 10–30% per round
  • Legal basis: Market terms
  • Who it is for: Micro to medium companies · R&D, international growth, digitalisation

Angel investment

Often the first external equity, with hands-on help from experienced entrepreneurs. FiBAN is Finland's business-angel network.

Key facts

  • Provider: Business angels (FiBAN)
  • Type: Equity
  • Typical amount: €20k–500k
  • Rate / terms: equity, typically 10–25%
  • Legal basis: Market terms
  • Who it is for: Micro to small companies · R&D, international growth, digitalisation, starting up

Equity crowdfunding

Raises growth capital from the public while building a customer and fan base. Suits consumer-facing stories.

Key facts

  • Provider: Crowdfunding platforms
  • Type: Equity
  • Typical amount: typically €100k–2M
  • Rate / terms: equity + platform fee ~5–10%
  • Legal basis: Market terms
  • Who it is for: Micro to small companies · starting up, R&D, international growth

Private equity / buyout

For profitable companies in ownership changes, succession or industry consolidation.

Key facts

  • Provider: Private equity funds
  • Type: Equity
  • Typical amount: €2M upwards
  • Rate / terms: significant or majority stake
  • Legal basis: Market terms
  • Who it is for: Small to midcap companies · investment, international growth

SAFE-style note

A convertible without the debt: the investor pays now and receives shares at the next priced round, with no interest and no maturity date. In Finland it is typically implemented as an investment into the unrestricted equity reserve (SVOP) against future shares.

Key facts

  • Provider: Investors (angels & pre-seed funds)
  • Type: Equity
  • Typical amount: typically €50k–1M
  • Rate / terms: no interest; conversion discount 10–25% and/or valuation cap
  • Legal basis: Market terms
  • Who it is for: Micro to small companies · R&D, international growth, starting up