Angel investment
Often the first external equity, with hands-on help from experienced entrepreneurs. Typical amount: €20k–500k (equity, typically 10–25%).
Facts last verified 23.7.2026
Often the first external equity, with hands-on help from experienced entrepreneurs. FiBAN is Finland's business-angel network.
Key facts
- Provider: Business angels (FiBAN)
- Type: Equity
- Typical amount: €20k–500k
- Rate / terms: equity, typically 10–25%
- Legal basis: Market terms
- Who it is for: Micro to small companies · R&D, international growth, digitalisation, starting up
How to apply
There is no application form here — this is a negotiation. Banks assess repayment ability and collateral: bring up-to-date financials, a cash-flow forecast, and a clear use of funds. Investors assess the growth story: bring evidence of traction and a defensible view of the market.
Competition works in your favour. Terms for loans, leasing, factoring and investment vary widely between providers, and a second offer is the strongest negotiating tool there is.
Public instruments often stack with market financing — a Finnvera guarantee can turn a bank's no into a yes, and a grant-funded project makes the investor case stronger.
Frequently asked questions
How much funding does Angel investment provide?
Typical amount: €20k–500k. Support level / terms: equity, typically 10–25%.
Who can apply for Angel investment?
Provider: Business angels (FiBAN). Company size: micro, small. Typical use: R&D, international growth, digitalisation, starting up.
On what legal basis is Angel investment granted?
Market terms.
Indicative screening information, not advice. Amounts and rules change, so confirm the current terms and eligibility with the provider before you rely on them.
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