The state's minority equity co-investor for scaling companies, always investing on market terms alongside private investors. Focus areas: deep tech, clean economy, health and defence tech.
The standard route for financing investments once repayment capacity is clear. Pairs naturally with Finnvera guarantees when collateral is thin.
A flexible buffer for seasonal working-capital swings. If the limit is always full, a term loan or factoring is usually cheaper.
Turns B2B receivables into immediate cash and grows with your sales. It is the most common cure for growth-driven cash tightness.
Finances machinery, vehicles and equipment against the asset itself, preserving cash and credit lines for everything else.
Equity for high-growth companies targeting international markets. Finnish and Nordic funds are listed by the Finnish Venture Capital Association.
Often the first external equity, with hands-on help from experienced entrepreneurs. FiBAN is Finland's business-angel network.
Extends runway between equity rounds without immediate dilution. Realistic mainly for companies that already have institutional investors.
Raises growth capital from the public while building a customer and fan base. Suits consumer-facing stories.
Faster and lighter than bank credit, without collateral, at a clearly higher price.
