EIB/EIF-intermediated loans
EU-supported loan programmes delivered through Finnish banks. Typical amount: via your bank, typically €25k–12.5M (margin discount vs. standard pricing).
Facts last verified 23.7.2026
EU-supported loan programmes delivered through Finnish banks. Ask your bank which EIB/EIF schemes are currently open.
Key facts
- Provider: EIB Group via Finnish banks
- Type: Loan
- Typical amount: via your bank, typically €25k–12.5M
- Rate / terms: margin discount vs. standard pricing
- Legal basis: EU-intermediated
- Who it is for: Micro to midcap companies · investment, R&D, energy, digitalisation
How to apply
EU instruments run on calls with fixed deadlines and formal proposal templates, submitted through the EU's funding portal (or via the national contact point for programmes like Eurostars). Read the call text closely — evaluation criteria are published, and proposals are scored against them literally.
Plan for months, not weeks: consortium building (where required), proposal writing, and evaluation each take time, and success rates are materially lower than in national instruments. Many companies use experienced grant writers for these — with amounts this size, professional preparation usually pays for itself.
A strong track record with national funding (Business Finland, ELY-area instruments) is often the credibility base an EU application stands on.
Frequently asked questions
How much funding does EIB/EIF-intermediated loans provide?
Typical amount: via your bank, typically €25k–12.5M. Support level / terms: margin discount vs. standard pricing.
Who can apply for EIB/EIF-intermediated loans?
Provider: EIB Group via Finnish banks. Company size: micro, small, medium, midcap. Typical use: investment, R&D, energy, digitalisation.
On what legal basis is EIB/EIF-intermediated loans granted?
EU-intermediated.
Indicative screening information, not advice. Amounts and rules change, so confirm the current terms and eligibility with the provider before you rely on them.
← All funding options