Funding options

Corporate bond

Private & market Loan
In short

Debt sold to investors instead of borrowed from a bank. Typical amount: mini-bonds from ~€5M · public issues €20M+ (fixed coupon, typically 4–9% by risk).

Facts last verified 23.7.2026

Debt sold to investors instead of borrowed from a bank. For established companies financing growth or refinancing at a scale where bank appetite runs out. Typically repaid at maturity in one sum (a bullet loan).

Key facts

How to apply

There is no application form here — this is a negotiation. Banks assess repayment ability and collateral: bring up-to-date financials, a cash-flow forecast, and a clear use of funds. Investors assess the growth story: bring evidence of traction and a defensible view of the market.

Competition works in your favour. Terms for loans, leasing, factoring and investment vary widely between providers, and a second offer is the strongest negotiating tool there is.

Public instruments often stack with market financing — a Finnvera guarantee can turn a bank's no into a yes, and a grant-funded project makes the investor case stronger.

Frequently asked questions

How much funding does Corporate bond provide?

Typical amount: mini-bonds from ~€5M · public issues €20M+. Support level / terms: fixed coupon, typically 4–9% by risk.

Who can apply for Corporate bond?

Provider: Bond investors via an arranging bank. Company size: medium, midcap, large. Typical use: investment, international growth, working capital.

On what legal basis is Corporate bond granted?

Market terms.

Check if you qualify

Indicative screening information, not advice. Amounts and rules change, so confirm the current terms and eligibility with the provider before you rely on them.

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