Equity crowdfunding
Raises growth capital from the public while building a customer and fan base. Typical amount: typically €100k–2M (equity + platform fee ~5–10%).
Facts last verified 23.7.2026
Raises growth capital from the public while building a customer and fan base. Suits consumer-facing stories.
Key facts
- Provider: Crowdfunding platforms
- Type: Equity
- Typical amount: typically €100k–2M
- Rate / terms: equity + platform fee ~5–10%
- Legal basis: Market terms
- Who it is for: Micro to small companies · starting up, R&D, international growth
How to apply
There is no application form here — this is a negotiation. Banks assess repayment ability and collateral: bring up-to-date financials, a cash-flow forecast, and a clear use of funds. Investors assess the growth story: bring evidence of traction and a defensible view of the market.
Competition works in your favour. Terms for loans, leasing, factoring and investment vary widely between providers, and a second offer is the strongest negotiating tool there is.
Public instruments often stack with market financing — a Finnvera guarantee can turn a bank's no into a yes, and a grant-funded project makes the investor case stronger.
Frequently asked questions
How much funding does Equity crowdfunding provide?
Typical amount: typically €100k–2M. Support level / terms: equity + platform fee ~5–10%.
Who can apply for Equity crowdfunding?
Provider: Crowdfunding platforms. Company size: micro, small. Typical use: starting up, R&D, international growth.
On what legal basis is Equity crowdfunding granted?
Market terms.
Indicative screening information, not advice. Amounts and rules change, so confirm the current terms and eligibility with the provider before you rely on them.
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